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What happens if I land on a place with another player's Merchant and cannot or will not pay the 2 Lira?

The rulebook puts the payment after movement and ends the turn if you cannot or do not want to pay.

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You may still move there and you still pick up or leave your Assistant, because that step comes before payment, but your turn then ends: no action and no later encounters. Each other Merchant on the place costs 2 Lira, and paying some but not all still ends your turn. Opponents' Assistants and neutral Assistants cost nothing (a neutral Merchant in a 2-player game does cost 2 Lira), and you never pay at the Fountain.

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